Fraud protection.
Now it's personal.
ANZ Falcon® technology monitors millions of transactions every day to help keep you safe from fraud.
Falcon® is a registered trademark of Fair Issac Corporation.
Fraud protection.
Now it’s personal.
ANZ Falcon® technology monitors millions of transactions every day to help keep you safe from fraud.
Falcon® is a registered trademark of Fair Isaac Corporation.
Got a Garmin smartwatch? Then you can pay on the go for almost anything, including groceries, petrol and cinema tickets. To get set up, grab your watch, phone and an eligible ANZ debit or credit card.
Garmin Pay lets you tap to pay using your watch - perfect for active lifestyles, from post-run snacks to café stops mid-ride.
Garmin Pay uses watch-specific card numbers and codes, so your card details are never stored or shared with merchants.
Pay anywhere contactless is accepted - no cards or cash needed. Lost card? Your Garmin Wallet updates automatically.
Use Garmin Pay worldwide - at ATMs, terminals, and even on public transport where contactless is accepted. Just look for the logo.
What do you need to get started with Garmin Pay?
Easily add a card to use Garmin Pay:
Open the Garmin Connect app on your phone.
Go to Menu, then Garmin Pay and tap More (usually found at the bottom right).
Select Wallet & Garmin Pay.
First time setting up, select Get Started.
Otherwise press + in the top right corner to add another card.
Follow the prompts.
Tap, pay, go - Garmin Pay makes checkout easy:
Press and hold the action button on the side of your watch.
Tap the Wallet icon (if prompted, enter your Garmin 4-digit PIN code).
Hold your watch near the payment reader until it vibrates indicating payment’s been made.
Need to update your wallet? Remove a card in a few taps:
Open the Garmin Connect app on your smartphone.
Tap More (usually found at the bottom right).
Select Wallet & Garmin Pay.
Choose the card you want to remove.
Expand the top right menu, choose Remove Card.
Confirm that you want to delete the card.
Tip: Instructions may vary slightly depending on your Garmin watch model.
Your money, your control. Take command of your personal and business banking, instantly and securely from the palm of your hand with the ANZ App.
Easily manage your ANZ card online. Report a lost or stolen card, activate a new one, add to your digital wallet, replace your card, or dispute transactions - start now.
It's easy to report and replace your lost or stolen card using the ANZ App. You can also temporarily block your card to keep your money secure.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the applicable product terms and conditions, which are available at anz.com or by calling 13 13 14 or for ANZ Plus at anz.com/plus before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.
Terms and conditions apply to the use of Garmin Pay.
Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S.. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
Currently all ANZ cards which are not expired, blocked, suspended or cancelled are eligible for Garmin Pay.
Content on this page is accurate as at 20 September 2025 and is subject to change.
