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Cheque updates
As Australia moves toward a cheque-free future, there are alternative ways to bank available at ANZ.
We’ve seen a significant decline in cheque book usage as customers choose faster and more secure payment alternatives. As the Government has released plans to phase out cheques from Australia’s payments system by 2030, we're making updates to the availability of cheque books.
When things will change
Personal accounts
From 16 June 2024, if you have never had a cheque book on your account, you can no longer order one.
Business accounts
From 3 May 2025, you will no longer be able to order cheque books on most new accounts, and existing accounts where no cheque books have previously been ordered.
Institutional & Corporate accounts
From 1 July 2025, you will no longer be able to order cheque books on new accounts, or on existing accounts where no cheques have previously been ordered.
ANZ App
You can make a payment or transfer today or schedule one for tomorrow, next week or next month in the ANZ App.
ANZ Internet Banking
You can use ANZ Internet Banking to make payments, pay bills and more.
PayTo®
PayTo® allows you to view, authorise and manage your payment agreements on eligible accounts (PDF) from within your ANZ banking channel.
ANZ Visa Debit card
An ANZ Visa Debit carddisclaimerwith an eligible ANZ everyday account could be used to make purchases using your own money.
Online business banking services
There are a range of online business banking solutions available, depending on your account and business needs.
ANZ Business Visa Debit card or ANZ Business Credit card
An ANZ Business Visa Debit carddisclaimeror ANZ Business Credit carddisclaimercould be used to pay for business expenses online, over the phone or overseas wherever Visa is accepted.
To upskill your digital banking and get personal help learning about ways to bank online you can book a complimentary digital banking training session with one of our local bankers by booking a ‘general enquiry’ appointment.
With evolving fraud detection technology, biometrics monitoring in our banking apps and Internet Banking, plus a team of specialists to help you 24/7, we help keep your banking safe.
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518
PayID and PayTo are registered trademarks of NPP Australia Limited.
Falcon® is a registered trademark of Fair Isaac Corporation.
Eligible accounts and payments only - sending and receiving account must be capable of processing faster payments. Technical interruptions may occur and some payments may be delayed e.g. for security screening.
ReturnEligibility criteria apply to the issue of ANZ Access Visa Debit card. Fees may apply (for example, overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees). Please refer to the ANZ Personal Banking Account Fees and Charges (PDF) and ANZ Saving & Transaction Products Terms and Conditions (PDF) for details.
ReturnEligibility criteria and terms and conditions apply. Please refer to the ANZ Business Transaction Accounts Terms and Conditions (PDF). Fees may apply (including non-ANZ operator fees, overseas ATM fees and overseas transaction fees). Please refer to the ANZ Business Banking Transaction Account Fees and Charges (PDF) and ANZ Business Banking General Service Fees and Charges (PDF) for details.
ReturnProducts are available to approved applicants for business purposes only. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions, Fees and charges and eligibility criteria apply.
Return