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Business equipment loan
Need to upgrade your gear? Our business equipment loan makes it easy to get the equipment your business needs, without the big upfront cost.
With flexible repayment terms, you can keep your cash flow strong while powering up your business. Let’s get your business the tools it needs to succeed!
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$0 deposit may be needed
For some equipment loans a deposit may not be needed.
Flexible options
You can choose from 1-7 years and an optional balloon payment on this equipment loan
Equipment secures the loan
The equipment acts as security for your loan. Personal guarantees may also be required from Company Directors.
Repayments that fit your business
Fit your repayments to match the varying cash flow of your business.
Interest rate may be fixed for the term of the loan
A fixed rate loan gives cashflow certainty, but fixed rates may not suit everyone.*
*Early repayment fees and charges, which may be significant, may apply if you make early or additional repayments or repay your loan early.
Is my business eligible for a business equipment loan?
To check if your business is eligible for a business equipment loan, please ensure:
- You are an Australian citizen or permanent resident
- You are 18+ years of age
- You have a current ABN number
- You are a sole trader, partner, or director of the business entity
- You are financing an asset mostly for business use
Business equipment loan
Our pricing is customised to fit your business needs. Get a quote for your business equipment loan to see indicative interest rates, fees and repayments that apply to your business.
Minimum equipment loan amount | $7,500 |
|---|---|
Monthly admin fee | $0* * Applies to new contracts only |
Loan terms available | 1 year to 7 years |
An Establishment fee applies to all asset finance applications. See Fees and charges for further details. Terms and conditions available on application. All applications for credit are subject to ANZ's normal credit approval criteria.
Check you're eligible for a business equipment loan.
Book an appointment to meet with a business banking specialist.
Meet with our specialist who will guide you through the process of applying for your equipment loan.
Once we have all documents and if approved, we'll provide you with the loan documents. Once they are signed and returned, we'll pay the vendor and you can collect your asset.
Going green? Get a rate discount on an energy efficient asset
The ANZ Energy Efficient Asset Finance Program, a co-funding finance program with the Clean Energy Finance Corporation (CEFC), offers discounted rates on approved energy efficient assets such as solar panels, wind turbines and more.
Interest rates
0.80% p.a. discount on your standard asset finance rate.
Features and benefits
- Reduces the interest rate on eligible equipment finance options by 0.80% p.a.
- An ANZ business banking specialist will work with you to confirm asset eligibility.
Book a phone appointment
Book a phone appointment with an ANZ business banking specialist at a time that suits you.
A banker can help you with:
- All asset finance types
- Financing for most vehicle and equipment types
- Rapid replacements options
- Energy efficient asset eligibility
- Quotes valid for 7 days
Call us
Want to discuss new or existing ANZ business banking or need help with general enquiries?
Mon-Fri 8am to 6pm (AEST)
Accessible banking
Our aim is to make ANZ products and services more accessible and inclusive.
Financial hardship
If you’re experiencing vulnerability or having trouble making repayments on your loan or credit card, get in touch and together we can work on a plan to get you back on track.
Interest rates are current as at and are subject to change.
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.
This is general information only and does not constitute tax advice. We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether this product is right for you.
Products are available to approved applicants for business purposes only. Asset must be used for business purposes only, minimum amount $7,500. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.